Terms of Service

Last Updated: March 10, 2025

These Terms of Service ("ToS") outline the terms governing your access to and use of our website, available at https://gurunetwork.co.uk/ (the "Site"), our associated mobile application (the "App"), and all services provided through them (collectively referred to as the "Service"). These ToS establish a legally binding agreement between GURU UK NETWORK LIMITED ("Company," "we," "us," or "our") and users ("you," "your") interacting with our products and services.

By accessing or using the Site, downloading the App, or engaging with any part of the Service, you acknowledge that you have read, understood, and agree to be bound by these ToS.

1. Acceptance of Terms

By utilizing our Site, App, or related services, you agree to abide by these ToS. If you do not agree, you must discontinue use of the Service and uninstall the App if applicable.

We reserve the right to modify these ToS at any time. If we make significant updates, we will notify you in compliance with relevant regulations. If you continue to use our Service after the modifications take effect, you will be deemed to have accepted the revised terms.

2. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which can be accessed at https://gurunetwork.co.uk/privacy. By agreeing to these ToS, you also accept the terms outlined in our Privacy Policy, including data collection and advertising preferences.

3. Dispute Resolution & Arbitration Notice

These ToS include provisions regarding how disputes between you and us will be resolved. In most cases, disputes will be subject to binding arbitration, meaning you waive your right to a court trial unless you opt out as specified below.

Unless you formally opt out, you may only seek relief on an individual basis, not as part of a collective or class action.

4. Eligibility & Representations

By using the Service, you confirm that:

• Your use complies with applicable laws and regulations.

• You are at least 18 years old. If you are between 13 and 17 years old, a parent or legal guardian must agree to these ToS on your behalf.

• You possess the legal capacity to enter into a binding agreement.

5. User Content & Prohibited Conduct

A. User Contributions

If the Service allows user-generated content, including comments, stories, or any other form of submissions ("Contributions"), you are fully responsible for your content and any consequences arising from it.

By posting content, you guarantee that you:

• Own or have the right to share your content.

• Will not infringe upon privacy rights, intellectual property rights, or contractual obligations.

• Have secured any necessary third-party licenses and will pay applicable fees if required.

• Will not post or distribute content that is:

• Defamatory, misleading, or offensive (including hate speech, threats, harassment, or incitement of violence).

• Pornographic, obscene, or exploitative (including inappropriate depictions of minors).

• Advertisements or spam.

• Malicious software (spyware, malware, viruses, etc.).

B. Prohibited Activities

While using the Service, you agree not to:

• Harvest user data (such as email addresses) for unsolicited messages or commercial activities.

• Interfere with the Service, including hacking, sending spam, or overloading our systems.

• Impersonate others, provide false identity details, or misuse another user’s account.

• Promote pyramid schemes, deceptive business models, or job scams.

• Reverse engineer, modify, or create derivative works of our software.

• Bypass security features or interfere with content protection mechanisms.

6. Intellectual Property Rights

All text, trademarks, service marks, logos, software code, and other intellectual property ("Materials") within the Service belong to us or our licensors and are protected by copyright and trademark laws.

You may access these Materials for personal, non-commercial use only. If you download or print any content, you must retain copyright notices and other proprietary information.

7. Service Management & Enforcement

We reserve the right—but are not obligated—to:

• Monitor the Service for violations of these ToS.

• Take action against users who violate these terms, including reporting illegal activity to authorities.

• Remove or restrict access to any content deemed inappropriate or in violation of these ToS.

• Limit, suspend, or terminate accounts found to be in breach of our policies.

8. Third-Party App Stores

Access to the Service may depend on third-party platforms such as the Apple App Store or Google Play Store. These platforms have their own terms and conditions, which you must comply with in addition to these ToS.

If there is a conflict between these ToS and third-party terms, the stricter provisions will apply.

9. Premium Features & In-App Purchases

Some parts of the Service may include paid features or in-app purchases. Payments are processed through third-party platforms like the App Store or Google Play.

• You are responsible for managing subscriptions and must manually cancel them if you no longer wish to be billed.

• Deleting your account does not automatically cancel subscriptions—you must do so via the relevant app store settings.

• Refunds and billing inquiries should be directed to the respective payment provider.

10. External Links & Third-Party Services

The Service may contain links to third-party websites or services. We do not control or endorse these external sites, and their terms and policies apply separately.

Before using any third-party service, review their policies and terms to understand your rights and obligations.

11. Legal Disputes & Arbitration Agreement

A. Informal Resolution

We encourage you to contact us first to resolve disputes informally via email at [email protected].

B. Binding Arbitration

If a resolution is not reached within 30 days, disputes will be resolved through binding arbitration under the American Arbitration Association’s (AAA) Consumer Arbitration Rules.

C. Class Action Waiver

You agree not to participate in class actions or group lawsuits against the Company. If a court finds this provision unenforceable, then the entire arbitration section becomes void.

D. Exceptions

You may file claims in small claims court if the dispute qualifies under its jurisdiction.

E. Opt-Out Clause

You can opt out of arbitration within 30 days of agreeing to these ToS by submitting a written request.

12. Disclaimer of Warranties & Liability

The Service is provided "as is" and "as available", with no guarantees of uninterrupted access or error-free functionality.

To the fullest extent permitted by law:

• We disclaim all warranties, express or implied.

• We are not liable for damages resulting from service interruptions, data breaches, or third-party activities.

• Our maximum liability to you is capped at $50.

13. Notices for Specific Jurisdictions

A. New Jersey Residents

Certain liability limitations may not apply where prohibited under New Jersey law.

B. California Residents

Users in California may file complaints with the California Department of Consumer Affairs (Contact Info).

14. Copyright & DMCA Compliance

If you believe your copyrighted material has been used improperly, submit a DMCA takedown request to [email protected] with:

• A description of the infringing material.

• Your contact information.

• A statement affirming ownership of the copyrighted content.

15. Final Provisions

• These ToS are governed by California law.

• If any provision is deemed unenforceable, the remaining terms still apply.

• We may assign our rights under these ToS without your approval.

• Employees cannot alter these terms, and verbal agreements are not binding.

If you have any questions, contact us at [email protected].